We are providing you this notice in compliance with federal regulations. Please read this carefully and retain it for your records.

As a credit card account customer, you may share personal information with us. We share this information with our corporate affiliates (card processing) in order to process transactions that you have requested on your VISA / MasterCard /Discover credit card account. Because the security of your personal information is very important to us, we restrict access to your nonpublic personal information to those associates and our card processor who need to know that information to provide products or services to you. We also maintain physical, electronic and procedural safeguards that comply with federal regulations to protect your nonpublic personal information.

We collect nonpublic personal information about you from the following sources:

· information you provide on charge account applications and other forms, such as change of address forms, by telephone or in person to our representatives;

· information about your transactions with us, through the processing of sales and return transactions in our stores, on our Web site and through our catalogs;

· information about your transactions with other retailers and financial institutions; and,

· information from consumer reporting agencies.

You may prohibit that sharing of Other Information by writing to us at PA Food Merchants Association, Mumma Road, Wormleysburg PA.

We may disclose all of the nonpublic personal information we collect, as described above, to:

· nonaffiliated companies that perform services directly for us; and,

· our affiliated retail and finance companies and to nonaffiliated third parties as permitted by law.

From time to time, we may also disclose your nonpublic personal information to carefully screened nonaffiliated third parties, such as other retailers or direct marketers, that do not perform services directly for us but that do offer quality products and services that may be of interest to you.

If you prefer that we do not disclose nonpublic personal information about you to nonaffiliated third parties such as other retailers or direct marketers, you may direct us not to make those disclosures (other than disclosures permitted by law). If you wish to opt out of such disclosures to nonaffiliated third parties, you may call 717-927-9148, and advise us that you wish to opt out of any disclosure we may make to nonaffiliated third parties.